Online fast personal loans lenders in US

There are plenty of online fast personal loans direct lenders in USA, and keeping only two direct lenders networks as examples might look bad in your eyes (as in theirs). Nevertheless, we have to explain the system somehow, so here is what we picked to show you as direct lenders specialized in online fast cash personal loans.

  • CashAdvance

This institution connects you to a large network of lenders in USA. Once you complete and submit a brief online application, various lenders competing to lend money with the best deals possible review their applications. If you do not like any of the terms offered by lenders, simply cancel the request is no longer any charge or obligation. You have the option of filling online form completely in Spanish and takes less than 10 minutes to complete.

Basic requirements:

  • You need to be 18 years old or older (same as practically any personal loan);
  • Minimum wage of ~$1000 a month (if you try to get a loan without having a payroll, check this article in new tab – Fast loans online without payroll);
  • At least 90 working days on your current job (or refer to the above related article);
  • You need to have a current phone number (doesn’t matter if is home or cell);
  • Active personal bank account;
  • Citizen or legally permanent resident in USA.

Documentation required:

  • Copies of pay checks from the last two months;
  • Photo ID or driver’s license;
  • Social security card.

Advantages on this online fast personal loans lenders network:

  • Application completely secure
  • Get cash expeditiously.
  • Simple electronic transfer.
  • Immediate approval.
  • Paying up to $ 999.
  • Bad credit history is not taken into account.

Go here to get more details and reviews on urgent payday loans.

  • LendUp

If you qualify, LendUp could grant a loan, meanwhile will build your credit score. Qualified applicants can borrow money without hidden or camouflaged charges or costly alterations terms. If available in your state of LendUp loans you can get access to a small quantity, short-term loans, and so move up in the scale LendUp.

LendUp is direct lender based in California and quick to lend applicants in California, Louisiana, Missouri, Oklahoma, Mississippi and Tennessee. Slowly they continue to expand to other states. The whole process is done online.

General requirements:

  • 18 years or more;
  • Have a valid bank account;
  • Valid email address and active phone number;
  • Valid Contact details;
  • Any source of income.

Basic documentation:

  • ID or valid driver’s license in your state;
  • SS No.


  • Direct Lender.
  • 100% online.
  • Up to 30 days to pay.
  • Pay up to $ 250 for first-time borrowers.
  • Pay up to $ 1,000 for qualified borrowers – only in available states.
  • Immediate decision on loan approval.
  • Offer free credit education courses and the opportunity to build your credit history (in available state).
  • Lower interest rates.

You can browse in here for more articles on urgent online loans.

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